Got Questions About Protecting Your Cat?
We’re here to help!
Whether you’re a first-time pet parent or a seasoned cat whisperer, navigating pet insurance can feel like decoding a vet bill in Latin. That’s where we come in.
Our licensed pet insurance agents are ready to answer your questions—no pressure, no jargon, just clear, honest guidance.
Ask a Cat Insurance Agent
Common Questions About Pet Insurance for Cats:
1. Do Indoor Cats Really Need Pet Insurance?
Yes. Even indoor cats can face unexpected health issues like urinary blockages, dental disease, or chronic conditions. Insurance helps manage costs for emergencies and long-term care.
2. What Does Cat Insurance Typically Cover?
Most plans cover accidents, illnesses, diagnostics, surgeries, and medications. Some offer optional wellness add-ons for routine care like vaccines and dental cleanings.
3. Are Pre-Existing Conditions Covered?
No. Pet insurance does not cover conditions diagnosed before the policy starts. However, some providers may cover curable conditions after a waiting period with no recurrence.
4. How Much Does Cat Insurance Cost?
Monthly premiums typically range from $15 to $40, depending on your cat’s age, breed, location, and coverage level.
5. Can I Use Any Vet With Pet Insurance?
Yes. Most pet insurance plans let you visit any licensed veterinarian. You pay upfront and submit a claim for reimbursement.
Why Ask a Pet Insurance Agent for Your Cat?
1. Tailored Coverage for Your Cat’s Breed and Age
Agents can help you choose a plan that fits your cat’s unique health risks—whether it’s a purebred prone to genetic conditions or a senior cat needing chronic care coverage.
2. Clarify What’s Covered (and What’s Not)
Understanding exclusions like pre-existing conditions or dental care can be tricky. A licensed agent breaks it down so you’re not caught off guard when filing claims.
3. Compare Plans and Save Money
Agents often have access to multiple providers and can help you compare premiums, deductibles, and reimbursement rates—saving you time and potentially hundreds in vet bills.
4. Get Help With Claims and Reimbursements
If your cat needs emergency care, agents can guide you through the claims process, ensuring faster reimbursement and fewer headaches.
5. Plan Ahead for Wellness and Emergencies
From routine checkups to unexpected surgeries, agents help you build a plan that balances cost, coverage, and peace of mind—so you’re never forced to choose between care and cost.