Welcome to PetInsuranceForCat.com. This Terms and Conditions of Use Agreement (“Agreement,” “Terms”) governs your access to and use of the website located at https://petinsuranceforcat.com and any related pages, content, tools, and features offered through it. By using our website in any way—including browsing, clicking, reading, submitting a form, or following a link—you agree to be bound by this Agreement in its entirety. Your continued use of the site confirms your ongoing acceptance of these Terms, as well as other legal documents published separately, including our Disclosure, Disclaimer, Affiliate Links & Advertising, and Privacy Policy. If you do not agree with any part of this Agreement or related policies, you must stop using this website immediately. Your access and usage rights are entirely conditional upon your acceptance of the terms listed herein. These Terms apply to all users, whether anonymous visitors or those who interact through forms or comment sections. We reserve the right to update or amend these Terms at any time. Please check this page regularly for changes, as your continued use signifies ongoing acceptance.
1. Acceptance of Terms
By accessing PetInsuranceForCat.com, you agree to comply with these Terms and all applicable laws and regulations. You also acknowledge that additional policies—such as our Privacy Policy, Disclaimer, Disclosure, and Affiliate Links & Advertising policy—form part of this agreement. These documents work together to ensure legal transparency and protect both user rights and site integrity. If you do not understand or agree with any part of these documents, you must immediately exit and discontinue using the site. By using this site, you also consent to data collection and usage practices as outlined in our Privacy Policy. Your relationship with PetInsuranceForCat.com is that of a visitor only; we do not enter into any fiduciary or professional relationship through your use. We do not provide warranties or guarantees, and your use of the content is at your own discretion and risk. It is your responsibility to be familiar with and abide by these Terms. Ignorance of this Agreement does not excuse non-compliance.
2. Use of Website
This site is intended for informational purposes only and is designed to help cat owners learn about and compare pet insurance products. All content, tools, and services provided are for general education and do not replace the need for professional advice from licensed veterinarians, insurance agents, or legal professionals. You are granted limited access for personal, non-commercial use only. You may not copy, modify, distribute, display, sell, or republish any part of this site without our prior written consent. All information should be independently verified before use in real-world decision-making. We do not guarantee continuous, error-free access to the site. Access may be restricted for maintenance, security, or business operations. Misuse of this site or its features may result in termination of access and potential legal action.
3. Eligibility
By using PetInsuranceForCat.com, you confirm that you are at least 18 years of age or the age of majority in your jurisdiction. Use of the website by minors is not permitted and we do not knowingly collect personal data from users under the legal age. If we discover that a minor has submitted personal information, we will promptly delete such data. You are also confirming that you are not barred from using the site under applicable law or regulation. If you are accessing the site on behalf of a company or organization, you must be authorized to bind that entity to these Terms. You assume full responsibility for all use of the website by any individuals accessing it through your internet connection or devices. It is your responsibility to ensure compliance with local laws, including those related to digital content and privacy. Violations of eligibility criteria may result in denied access or termination of privileges.
4. Content Ownership and Intellectual Property
All text, graphics, logos, icons, videos, designs, and other materials on this website are the intellectual property of PetInsuranceForCat.com or its content contributors, unless otherwise stated. Content is protected by U.S. and international copyright, trademark, and proprietary rights laws. You may not reproduce, modify, republish, distribute, or commercially exploit any part of this website without our express written permission. Use of content for educational or editorial purposes must include proper attribution and comply with fair use guidelines. Unauthorized use of our intellectual property will be considered infringement and may result in civil or criminal liability. If you believe your copyrighted work has been posted without permission, you may notify us for a takedown under the DMCA. We also prohibit the use of scraping tools, bots, or automated systems to extract content or data. All rights not expressly granted in these Terms are reserved.
5. Prohibited Uses
You agree not to misuse this website in any way, including but not limited to engaging in unlawful, harmful, or abusive behavior. Prohibited activities include attempting to hack the website, upload malicious software, engage in phishing or spamming, or scrape content using bots or automated tools. You may not impersonate another person, misrepresent your identity, or engage in any activity that disrupts the site or its users. Posting offensive, defamatory, or false information through forms, comments, or other features is also prohibited. You may not use the website for any commercial solicitation or unauthorized advertising. Violation of these rules may result in immediate termination of access, IP blocking, or legal action. We reserve the right to monitor user behavior and take appropriate action when abuse is detected. Users are encouraged to report suspicious activity using the contact form.
6. Submission of Information
When you voluntarily submit information through forms on this site—such as quote requests, newsletter sign-ups, or contact messages—you agree that the data you provide is accurate and submitted in good faith. This information may include your name, email address, ZIP code, or pet insurance needs. We use this data to respond to your inquiry or facilitate your connection with relevant third-party providers. Your data will be handled according to our Privacy Policy, and we do not sell your information. You are solely responsible for the information you submit. Providing false or misleading data may result in blocked access or refusal of service. If you suspect misuse or unauthorized access to your data, please notify us immediately. Our forms may be powered by third-party services like Google Forms or Zoho—each governed by its own privacy terms. Please ensure that you are comfortable with those third-party policies before submission.
7. Third-Party Services
PetInsuranceForCat.com relies on third-party services and plugins to provide certain features, including web analytics, form processing, ad delivery, and content embeds. These services may collect data such as IP address, browser type, or device ID. Third-party services are governed by their own terms and privacy policies, which may differ from ours. We do not control how these services operate or what data they collect beyond our configuration level. For example, if you use a contact form powered by Google or watch a YouTube video embedded on our site, your interaction may be subject to Google’s terms and tracking policies. We make reasonable efforts to partner with reputable providers, but cannot guarantee their behavior. Your continued use of the site implies your acceptance of third-party services. If you do not agree, your remedy is to discontinue use. You may also adjust browser settings to limit certain types of third-party cookies or trackers.
8. Cookies and Advertising Links
We use essential and non-essential cookies to improve functionality, analyze traffic, and enhance user experience. Cookies help us remember your preferences, manage sessions, and deliver targeted ads through platforms such as Google AdSense and Microsoft Advertising. These advertising partners may use behavioral data and location to display personalized ads. By using this site, you consent to the placement of cookies on your device unless you disable them through browser settings. We do not have access to or control over cookies used by third-party advertisers. For details on how your data is used by these partners, refer to our Affiliate Links & Advertising policy. You may opt out of personalized ads through your ad settings with Google or Microsoft, or by visiting optout pages such as the Network Advertising Initiative (NAI). Disabling cookies may affect certain features on the site, such as remembering login preferences or tracking affiliate referrals.
9. Data Privacy and User Rights
We are committed to protecting your privacy and handling your personal information with care. Our Privacy Policy outlines the types of data we collect, why we collect it, and how it is stored, shared, or deleted. You have the right to request access to the personal information we hold about you and to request corrections or deletion of that data. We do not sell your information to third parties under any circumstance. Any data collected is used solely for the purpose of providing services, analytics, or advertising support. You may request data deletion or correction by contacting us directly. For residents of jurisdictions with specific privacy laws—such as California (CCPA) or the European Union (GDPR)—you may have additional rights, which we honor accordingly. All requests are subject to verification and response within a reasonable timeframe.
10. Termination of Access
We reserve the right to restrict, suspend, or terminate your access to all or part of the website at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. Grounds for termination may include spamming, fraudulent activity, abusive language, unauthorized data scraping, or attempts to compromise the site’s security. We may also restrict access based on excessive or suspicious activity originating from an IP address. Termination does not waive any of our legal rights under this Agreement or applicable laws. You agree to hold us harmless for any impact or damages that may result from access denial. If you are blocked and believe it was in error, you may contact us to request a review. However, the final decision rests with our administration.
11. Limitation of Liability
To the maximum extent permitted by law, PetInsuranceForCat.com, its owners, contributors, affiliates, and service providers shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use or inability to use the website. This includes—but is not limited to—loss of data, revenue, profits, reputation, or business interruption. All content is provided “as is,” without warranties or guarantees of any kind, express or implied. We do not warrant that the site will be error-free, secure, or available at all times. Reliance on our content is done at your own discretion. In jurisdictions where limitations of liability are not permitted, our liability shall be limited to the fullest extent allowed by law. Your sole remedy for dissatisfaction is to stop using the website.
12. Affiliate Links and Refunds
This website contains affiliate links, which means we may earn commissions if you click on certain links and make a purchase or take an action. These links do not cost you anything extra and help support the operation of our site. We do not endorse or guarantee any third-party product, service, or platform. Refunds, returns, and disputes must be handled directly with the merchant through whom you completed the transaction. PetInsuranceForCat.com does not process transactions, hold inventory, or handle payments. Please read the terms and refund policies of any third-party site before purchasing. Our inclusion of affiliate links does not influence the editorial independence of our content. We disclose such relationships in accordance with FTC guidelines.
13. Dispute Resolution
In the event of a dispute arising from your use of the website, you agree to attempt to resolve the matter informally by contacting us through the Contact Us Form. If informal resolution fails, the dispute shall be governed by the laws of the jurisdiction in which the domain registrant is a citizen of. Any legal claim must be brought within one year of the event giving rise to the claim. You agree to waive your right to participate in any class action lawsuits or jury trials. Venue for any legal proceeding shall lie exclusively within the competent courts of the governing jurisdiction. Each party is responsible for their own legal fees unless otherwise stated by the court.
14. Modifications to These Terms
We may revise these Terms at any time by updating this page. You are expected to review the most current version of the Terms regularly. Your continued use of the website after changes are posted constitutes acceptance of those changes. Any material changes that affect your rights will be highlighted or announced, but we are not obligated to provide individualized notice. The “Effective Date” at the top of this document reflects the latest revision. If you do not agree with the updated Terms, your only option is to discontinue using the website.
15. Contact Information
If you have any questions or concerns about this Terms and Conditions of Use Agreement, or any part of our website, please contact us using our Contact Us Form. We strive to maintain a transparent and compliant website that respects your rights and expectations. Feedback is welcomed and helps us improve your experience.